Stock Yards Bancorp (SYBT) financial statements

Financial Services · Banks - Regional · Market cap $2.3B

Stock Yards Bancorp reported revenue of $397M in fiscal 2025, up 36.7% a year over 9 years.

Net income was $140M.

Free cash flow was $154M, and the company returned $37M in dividends and $2M in net buybacks.

The diluted share count rose 29% over the period (dilution).

Revenue and free cash flow

Fiscal years, $ billions.

00.10.20.30.42016201720182019202020212022202320242025RevenueFree cash flow
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Income statement

Fiscal years, from Stock Yards Bancorp's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Revenue$24M$21M$22M$23M$23M$237M$323M$340M$352M$397M
Interest expense$5M$7M$15M$23M$12M$6M$18M$99M——
Pre-tax income$56M$55M$68M$76M$68M$95M$120M$138M$144M$178M
Income tax$15M$17M$12M$10M$9M$21M$27M$30M$30M$38M
Net income$41M$38M$56M$66M$59M$75M$93M$108M$115M$140M
EPS (diluted)$1.80$1.66$2.42$2.89$2.59$2.97$3.21$3.67$3.89$4.75
Diluted shares23M23M23M23M23M25M29M29M29M30M
Net margin172.6%185.5%257.8%291.8%251.5%31.5%28.8%31.7%32.5%35.3%

Balance sheet

Fiscal years, from Stock Yards Bancorp's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Cash and short-term investments$48M$139M$199M$250M——————
Property, plant and equipment$42M$42M$45M$59M$58M$77M$102M$101M$113M$119M
Goodwill$682,000$682,000$682,000$13M$13M$136M$194M$194M$194M$194M
Total assets$3.0B$3.2B$3.3B$3.7B$4.6B$6.6B$7.5B$8.2B$8.9B$9.5B
Total liabilities$2.7B$2.9B$2.9B$3.3B$4.2B$6.0B$6.7B$7.3B$7.9B$8.5B
Shareholders' equity$314M$334M$366M$406M$441M$676M$760M$858M$940M$1.1B
Net debt-$48M-$139M-$199M-$250M——————

Cash flow

Fiscal years, from Stock Yards Bancorp's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Operating cash flow$63M$54M$66M$58M$77M$102M$109M$107M$143M$166M
Capital spending$6M$3M$7M$5M$5M$5M$18M$8M$10M$12M
Free cash flow$57M$51M$59M$53M$72M$98M$90M$99M$133M$154M
Stock-based compensation$2M$3M$4M$4M$3M$5M$4M$4M$4M$4M
Dividends paid$16M$18M$22M$24M$24M$28M$33M$35M$36M$37M
Share buybacks (net)-$2M-$2M-$2M-$12M-$2M-$4M-$5M-$3M-$4M-$2M
Free cash flow margin239.6%248.2%273.2%235.6%306.2%41.2%28.0%29.1%37.8%38.8%
Dividends per share$0.71$0.79$0.95$1.03$1.08$1.12$1.15$1.18$1.22$1.26
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Questions

What was Stock Yards Bancorp's revenue in 2025?

$397M in fiscal 2025, from its 10-K filing.

How much free cash flow does Stock Yards Bancorp generate?

$154M in fiscal 2025 (operating cash flow minus capital spending).

From Stock Yards Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.