QCR (QCRH) financial statements
QCR reported revenue of $370M in fiscal 2025, up 11.6% a year over 9 years.
Net income was $127M.
Free cash flow was $354M.
The diluted share count rose 33% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from QCR's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $138M | $166M | $224M | $295M | $312M | $301M | $373M | $546M | $347M | $370M |
| Interest expense | $12M | $19M | $40M | $61M | $31M | $22M | $61M | $192M | — | — |
| Pre-tax income | $37M | $41M | $52M | $72M | $73M | $121M | $114M | $127M | $123M | $136M |
| Income tax | $9M | $5M | $9M | $15M | $13M | $23M | $14M | $13M | $9M | $9M |
| Net income | $28M | $36M | $43M | $57M | $61M | $99M | $99M | $114M | $114M | $127M |
| EPS (diluted) | $2.17 | $2.61 | $2.86 | $3.60 | $3.80 | $6.20 | $5.87 | $6.73 | $6.71 | $7.49 |
| Diluted shares | 13M | 14M | 15M | 16M | 16M | 16M | 17M | 17M | 17M | 17M |
| Net margin | 20.1% | 21.5% | 19.2% | 19.5% | 19.4% | 32.9% | 26.5% | 20.8% | 32.8% | 34.4% |
Balance sheet
Fiscal years, from QCR's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $71M | $76M | $86M | — | — | — | — | — | — | — |
| Property, plant and equipment | $61M | $63M | $76M | $74M | $73M | $79M | $118M | $123M | $159M | $215M |
| Goodwill | $13M | $28M | $78M | $75M | $74M | $74M | $138M | $139M | $139M | $139M |
| Total assets | $3.3B | $4.0B | $4.9B | $4.9B | $5.7B | $6.1B | $7.9B | $8.5B | $9.0B | $9.5B |
| Total current liabilities | — | — | — | $15M | — | — | — | — | — | — |
| Long-term debt | — | — | — | — | — | — | — | $0 | — | — |
| Total liabilities | $3.0B | $3.6B | $4.5B | $4.4B | $5.1B | $5.4B | $7.2B | $7.7B | $8.0B | $8.4B |
| Shareholders' equity | $286M | $353M | $473M | $535M | $594M | $677M | $773M | $887M | $997M | $1.1B |
| Net debt | -$71M | -$76M | -$86M | — | — | — | — | — | — | — |
Cash flow
Fiscal years, from QCR's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $43M | $34M | $64M | $76M | $112M | $88M | $119M | $376M | $445M | $422M |
| Capital spending | $6M | $6M | $11M | $12M | $4M | $14M | $33M | $15M | $44M | $67M |
| Free cash flow | $37M | $28M | $53M | $64M | $108M | $74M | $85M | $361M | $400M | $354M |
| Stock-based compensation | $947,174 | $1M | $1M | $2M | $2M | $2M | $2M | $3M | $3M | $3M |
| Net borrowing | -$105M | -$60M | $1M | -$14M | -$8M | -$2M | $126M | -$128M | $300,000 | $850,000 |
| Free cash flow margin | 27.2% | 16.8% | 23.5% | 21.7% | 34.6% | 24.7% | 22.9% | 66.2% | 115.2% | 95.8% |
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Open QCRH in InvestinglyQuestions
What was QCR's revenue in 2025?
$370M in fiscal 2025, from its 10-K filing.
How much free cash flow does QCR generate?
$354M in fiscal 2025 (operating cash flow minus capital spending).
From QCR's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.