Franklin Financial Services (FRAF) financial statements

Financial Services · Banks - Regional · Market cap $274M

Franklin Financial Services reported revenue of $89M in fiscal 2025, up 7.5% a year over 9 years.

Net income was $21M.

The diluted share count rose 4% over the period (dilution).

Revenue and free cash flow

Fiscal years, $ billions.

00.00.10.10.12016201720182019202020212022202320242025RevenueFree cash flow
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Income statement

Fiscal years, from Franklin Financial Services's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Revenue$46M$50M$53M$58M$57M$64M$67M$68M$71M$89M
Interest expense$2M$2M$4M$7M$4M$3M$5M$23M——
Pre-tax income$9M$6M$6M$19M$13M$23M$17M$16M$13M$26M
Income tax$1M$4M-$165,000$3M$258,000$3M$3M$2M$2M$5M
Net income$8M$2M$6M$16M$13M$20M$15M$14M$11M$21M
EPS (diluted)$1.88$0.50$1.39$3.67$2.93$4.42$3.36$3.10$2.51$4.74
Diluted shares4M4M4M4M4M4M4M4M4M4M
Net margin17.5%4.4%11.5%28.0%22.4%30.6%22.4%19.9%15.6%23.9%

Balance sheet

Fiscal years, from Franklin Financial Services's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Cash and short-term investments$37M$59M$53M$84M$57M$175M$65M$23M$204M$128M
Property, plant and equipment$14M$14M$14M$14M$13M$19M$30M$29M$29M$27M
Goodwill$9M$9M$9M$9M$9M$9M$9M$9M$9M$9M
Total assets$1.1B$1.2B$1.2B$1.3B$1.5B$1.8B$1.7B$1.8B$2.2B$2.2B
Total liabilities$1.0B$1.1B$1.1B$1.1B$1.4B$1.6B$1.6B$1.7B$2.1B$2.1B
Shareholders' equity$116M$115M$118M$128M$145M$157M$114M$132M$145M$175M
Net debt-$37M-$59M-$53M-$84M-$57M-$175M-$65M-$23M-$204M-$128M

Cash flow

Fiscal years, from Franklin Financial Services's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Operating cash flow$15M$16M$9M$19M$6M$26M$25M$27M$22M$25M
Capital spending$579,000—————————
Free cash flow$14M—————————
Stock-based compensation$88,000$161,000$185,000$0$197,000$204,000$462,000$483,000$634,000$819,000
Dividends paid$4M$4M$5M$5M$5M$6M$6M$6M$6M$6M
Share buybacks (net)-$795,000—-$88,000-$4M-$1M-$1M-$3M-$2M-$827,000-$1M
Net borrowing$24M-$24M——————$200M—
Free cash flow margin30.8%—————————
Dividends per share$0.82$0.92$1.04$1.16$1.20$1.24$1.27$1.28$1.28$1.31
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Questions

What was Franklin Financial Services's revenue in 2025?

$89M in fiscal 2025, from its 10-K filing.

From Franklin Financial Services's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.