ECB Bancorp (ECBK) financial statements
ECB Bancorp reported revenue of $598,000 in fiscal 2025, down 58.4% a year over 4 years.
Net income was $8M.
Free cash flow was $9M, and the company returned $5M in net buybacks.
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from ECB Bancorp's 10-K filings with the SEC.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Revenue | $20M | $25M | $26M | $577,000 | $598,000 |
| Interest expense | $4M | $6M | $30M | — | — |
| Pre-tax income | $5M | $3M | $6M | $5M | $10M |
| Income tax | $1M | $776,000 | $2M | $1M | $3M |
| Net income | $4M | $3M | $4M | $4M | $8M |
| EPS (diluted) | — | $0.32 | $0.52 | $0.48 | $0.94 |
| Diluted shares | 0M | 8M | 9M | 8M | 8M |
| Net margin | 20.3% | 10.9% | 17.2% | 691.7% | 1299.7% |
Balance sheet
Fiscal years, from ECB Bancorp's 10-K filings with the SEC.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Cash and short-term investments | — | — | — | $158M | — |
| Property, plant and equipment | $4M | $4M | $4M | $4M | $3M |
| Total assets | $666M | $1.1B | $1.3B | $1.4B | $1.6B |
| Total liabilities | $589M | $902M | $1.1B | $1.2B | $1.4B |
| Shareholders' equity | $77M | $163M | $165M | $168M | $172M |
Cash flow
Fiscal years, from ECB Bancorp's 10-K filings with the SEC.
| Fiscal year | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Operating cash flow | $6M | $8M | $6M | $6M | $9M |
| Capital spending | $104,000 | $216,000 | $335,000 | $60,000 | $214,000 |
| Free cash flow | $6M | $8M | $6M | $6M | $9M |
| Stock-based compensation | $0 | $559,000 | $470,000 | $1M | $1M |
| Share buybacks (net) | — | — | -$2M | -$3M | -$5M |
| Net borrowing | — | — | — | $15M | $45M |
| Free cash flow margin | 31.9% | 30.2% | 23.6% | 1069.0% | 1506.0% |
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Open ECBK in InvestinglyQuestions
What was ECB Bancorp's revenue in 2025?
$598,000 in fiscal 2025, from its 10-K filing.
How much free cash flow does ECB Bancorp generate?
$9M in fiscal 2025 (operating cash flow minus capital spending).
From ECB Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.