Citizens Financial Services (CZFS) revenue breakdown
By product, Interchange Revenue is the largest at 34% of fiscal 2020 revenue; Brokerage and Insurance grew fastest, 28% a year over 2 years.
Revenue by product
Fiscal years, as Citizens Financial Services reports them in its 10-K filings; fiscal 2020 total $7M.
| Products | 2018 | 2019 | 2020 | Share |
|---|---|---|---|---|
| Interchange Revenue | $2M | $2M | $2M | 34% |
| Brokerage and Insurance | $790,000 | $1M | $1M | 19% |
| Overdraft Fees | $2M | $2M | $1M | 18% |
| Trust | $705,000 | $750,000 | $803,000 | 12% |
| Other | $350,000 | $348,000 | $339,000 | 5% |
| ATM Income | $400,000 | $392,000 | $323,000 | 5% |
| Other Service Charges | $251,000 | $259,000 | $233,000 | 3% |
| Statement Fees | $206,000 | $206,000 | $207,000 | 3% |
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Where does Citizens Financial Services make its money?
In fiscal 2020, by product: Interchange Revenue $2M, Brokerage and Insurance $1M, Overdraft Fees $1M, Trust $803,000, Other $339,000.
From Citizens Financial Services's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.