Capital One Financial (COF) revenue breakdown
By segment, Credit Card is the largest at 74% of fiscal 2025 revenue, growing 14% a year over 6 years.
By product, Interchange fees, net is the largest at 80% of fiscal 2025 revenue; Other grew fastest, 23% a year over 6 years.
Revenue by segment
Fiscal years, as Capital One Financial reports them in its 10-K filings; fiscal 2025 total $53.6B.
| Segments | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Share |
|---|---|---|---|---|---|---|---|---|
| Credit Card | $18.3B | $17.6B | $18.9B | $22.4B | $25.7B | $28.2B | $39.6B | 74% |
| Consumer Banking | $7.4B | $7.7B | $9.0B | $9.4B | $9.3B | $8.7B | $10.4B | 19% |
| Commercial Banking | $2.8B | $3.0B | $3.3B | $3.6B | $3.5B | $3.6B | $3.7B | 7% |
Revenue by product
Fiscal years, as Capital One Financial reports them in its 10-K filings; fiscal 2025 total $8.1B.
| Products | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Share |
|---|---|---|---|---|---|---|---|---|
| Interchange fees, net | $3.2B | $3.0B | $3.9B | $4.6B | $4.8B | $4.9B | $6.4B | 80% |
| Service charges and other customer-related fees | $417M | $362M | $457M | $327M | $306M | $460M | $857M | 11% |
| Other | $224M | $358M | $463M | $484M | $546M | $573M | $762M | 9% |
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Where does Capital One Financial make its money?
In fiscal 2025, by segment: Credit Card $39.6B, Consumer Banking $10.4B, Commercial Banking $3.7B.
From Capital One Financial's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.