CB Financial Services (CBFV) financial statements
CB Financial Services reported revenue of $44M in fiscal 2025, up 2.0% a year over 9 years.
Net income was $5M.
Free cash flow was $17M, and the company returned $5M in dividends and $7M in net buybacks.
The diluted share count rose 30% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from CB Financial Services's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $37M | $32M | $44M | $51M | $47M | $44M | $53M | $69M | $52M | $44M |
| Interest expense | $3M | $3M | $6M | $8M | $6M | $3M | $5M | $18M | — | — |
| Pre-tax income | $11M | $10M | $9M | $16M | -$9M | $15M | $14M | $30M | $15M | $5M |
| Income tax | $3M | $3M | $2M | $2M | $1M | $3M | $3M | $8M | $3M | $397,000 |
| Net income | $8M | $7M | $7M | $14M | -$11M | $12M | $11M | $23M | $13M | $5M |
| EPS (diluted) | $1.86 | $1.69 | $1.40 | $2.63 | -$1.97 | $2.15 | $2.18 | $4.40 | $2.38 | $0.92 |
| Diluted shares | 4M | 4M | 5M | 5M | 5M | 5M | 5M | 5M | 5M | 5M |
| Net margin | 20.8% | 21.4% | 16.2% | 28.1% | -22.4% | 26.6% | 21.3% | 32.9% | 24.4% | 11.3% |
Balance sheet
Fiscal years, from CB Financial Services's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $14M | $21M | $53M | $80M | $161M | $120M | $104M | $68M | $50M | $32M |
| Property, plant and equipment | $14M | $17M | $23M | $22M | $20M | $18M | $18M | $20M | $21M | $20M |
| Goodwill | $5M | $5M | $28M | $28M | $10M | $10M | $10M | $10M | $10M | $10M |
| Total assets | $846M | $934M | $1.3B | $1.3B | $1.4B | $1.4B | $1.4B | $1.5B | $1.5B | $1.5B |
| Total liabilities | $757M | $841M | $1.1B | $1.2B | $1.3B | $1.3B | $1.3B | $1.3B | $1.3B | $1.4B |
| Shareholders' equity | $89M | $93M | $138M | $151M | $135M | $133M | $110M | $140M | $147M | $158M |
| Net debt | -$14M | -$21M | -$53M | -$80M | -$161M | -$120M | -$104M | -$68M | -$50M | -$32M |
Cash flow
Fiscal years, from CB Financial Services's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $11M | $12M | $14M | $18M | $14M | $13M | $14M | $14M | $7M | $18M |
| Capital spending | $3M | $4M | $4M | $48,000 | $322,000 | $2M | $509,000 | $3M | $3M | $650,000 |
| Free cash flow | $8M | $8M | $9M | $18M | $14M | $11M | $14M | $11M | $3M | $17M |
| Stock-based compensation | $353,000 | $361,000 | $482,000 | $323,000 | $498,000 | $566,000 | $600,000 | $1M | $812,000 | $796,000 |
| Dividends paid | $4M | $4M | $5M | $5M | $5M | $5M | $5M | $5M | $5M | $5M |
| Share buybacks (net) | -$14,000 | — | — | — | — | -$4M | -$5M | -$843,000 | -$965,000 | -$7M |
| Net borrowing | -$5M | $13M | -$29M | -$408,000 | $10M | -$2M | -$31M | -$8M | $0 | — |
| Free cash flow margin | 22.0% | 23.9% | 21.2% | 34.9% | 29.0% | 24.5% | 25.9% | 16.0% | 6.7% | 39.4% |
| Dividends per share | $0.88 | $0.88 | $0.90 | $0.96 | $0.96 | $0.96 | $0.96 | $1.00 | $0.97 | $0.97 |
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Open CBFV in InvestinglyQuestions
What was CB Financial Services's revenue in 2025?
$44M in fiscal 2025, from its 10-K filing.
How much free cash flow does CB Financial Services generate?
$17M in fiscal 2025 (operating cash flow minus capital spending).
From CB Financial Services's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.