BayCom (BCML) financial statements
BayCom reported revenue of $101M in fiscal 2025, up 15.3% a year over 9 years.
Net income was $24M.
Free cash flow was $30M, and the company returned $7M in dividends and $7M in net buybacks.
The diluted share count rose 102% over the period (dilution).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from BayCom's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $28M | $45M | $59M | $77M | $87M | $84M | $103M | $105M | $98M | $101M |
| Interest expense | $3M | $4M | $5M | $9M | $9M | $9M | $10M | $28M | $41M | — |
| Pre-tax income | $10M | $14M | $20M | $24M | $18M | $28M | $32M | $38M | $32M | $33M |
| Income tax | $4M | $9M | $6M | $6M | $5M | $8M | $9M | $11M | $9M | $9M |
| Net income | $6M | $5M | $14M | $17M | $14M | $21M | $24M | $27M | $24M | $24M |
| EPS (diluted) | $1.09 | $0.81 | $1.50 | $1.47 | $1.15 | $1.90 | $1.81 | $2.27 | $2.10 | $2.18 |
| Diluted shares | 5M | 7M | 10M | 12M | 12M | 11M | 13M | 12M | 11M | 11M |
| Net margin | 21.2% | 11.8% | 24.6% | 22.4% | 15.8% | 24.6% | 23.1% | 26.2% | 24.2% | 23.8% |
Balance sheet
Fiscal years, from BayCom's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $129M | $250M | $324M | $295M | $299M | $380M | $177M | $308M | $364M | $207M |
| Property, plant and equipment | — | $8M | $11M | $11M | $15M | $14M | $13M | $14M | $13M | $13M |
| Goodwill | $0 | $15M | $15M | $35M | $39M | $39M | $39M | $39M | $39M | $39M |
| Total assets | — | $1.2B | $1.5B | $2.0B | $2.2B | $2.4B | $2.5B | $2.6B | $2.7B | $2.6B |
| Total liabilities | — | $1.1B | $1.3B | $1.7B | $1.9B | $2.1B | $2.2B | $2.2B | $2.3B | $2.3B |
| Shareholders' equity | $78M | $119M | $201M | $254M | $253M | $263M | $317M | $313M | $324M | $339M |
| Net debt | -$129M | -$250M | -$324M | -$295M | -$299M | -$380M | -$177M | -$308M | -$364M | -$207M |
Cash flow
Fiscal years, from BayCom's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $6M | $9M | $6M | $7M | $10M | $10M | $40M | $31M | $30M | $32M |
| Capital spending | — | — | — | $1M | $3M | $1M | $843,000 | $2M | $2M | $2M |
| Free cash flow | — | — | — | $6M | $7M | $9M | $39M | $29M | $29M | $30M |
| Stock-based compensation | $334,000 | $423,000 | $1M | $1M | $1M | $1M | $1M | $726,000 | $588,000 | $653,000 |
| Dividends paid | — | — | $0 | $0 | $0 | — | $2M | $4M | $3M | $7M |
| Share buybacks (net) | -$901,000 | -$24,000 | $0 | -$11M | -$18M | -$12M | -$18M | -$24M | -$9M | -$7M |
| Net borrowing | $0 | -$16M | $0 | — | — | — | — | — | — | — |
| Free cash flow margin | — | — | — | 7.2% | 7.8% | 10.8% | 37.7% | 27.4% | 29.4% | 29.9% |
| Dividends per share | — | — | — | — | — | — | $0.15 | $0.30 | $0.30 | $0.60 |
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Open BCML in InvestinglyQuestions
What was BayCom's revenue in 2025?
$101M in fiscal 2025, from its 10-K filing.
How much free cash flow does BayCom generate?
$30M in fiscal 2025 (operating cash flow minus capital spending).
From BayCom's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.