Banco Bilbao Viscaya Argentaria SA ADR (BBVA) financial statements

Financial Services · Banks - Diversified · Market cap $147.1B

Banco Bilbao Viscaya Argentaria SA ADR reported revenue of 316M EUR in fiscal 2025, up 9.0% a year over 3 years.

Net income was 10.5B EUR.

Free cash flow was 13.2B EUR, and the company returned 4.2B EUR in dividends and 2.0B EUR in net buybacks.

The diluted share count fell 13% over the period (buybacks).

Revenue and free cash flow

Fiscal years, $ billions (EUR).

-40-20020402016201720182019202020212022202320242025RevenueFree cash flow
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Income statement

Fiscal years, in EUR, from Banco Bilbao Viscaya Argentaria SA ADR's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Revenue——————244M EUR272M EUR269M EUR316M EUR
Gross profit24.7B EUR25.3B EUR20.9B EUR21.5B EUR20.2B EUR21.1B EUR24.7B EUR29.5B EUR35.5B EUR36.9B EUR
Selling, general and admin-4.6B EUR4.5B EUR-3.8B EUR8.8B EUR7.8B EUR8.3B EUR9.4B EUR10.9B EUR12.7B EUR12.8B EUR
Operating income6.9B EUR7.2B EUR6.8B EUR7.2B EUR5.2B EUR7.5B EUR10.4B EUR12.4B EUR15.3B EUR16.2B EUR
Interest expense-10.6B EUR-11.5B EUR-11.7B EUR12.0B EUR7.8B EUR8.3B EUR12.3B EUR24.8B EUR36.4B EUR32.1B EUR
Pre-tax income6.4B EUR6.9B EUR7.6B EUR7.0B EUR5.2B EUR7.2B EUR10.3B EUR12.4B EUR15.4B EUR16.2B EUR
Income tax-1.7B EUR-2.2B EUR-2.0B EUR1.9B EUR1.5B EUR1.9B EUR3.5B EUR4.0B EUR4.8B EUR5.1B EUR
Net income3.5B EUR3.5B EUR5.4B EUR3.5B EUR1.3B EUR4.7B EUR6.4B EUR8.0B EUR10.1B EUR10.5B EUR
EPS (diluted)0.49 EUR0.46 EUR0.75 EUR0.47 EUR0.14 EUR0.67 EUR0.98 EUR1.29 EUR1.68 EUR1.76 EUR
Diluted shares6.59B6.64B6.64B6.65B0M——5.99B5.79B5.76B
Gross margin——————10140.6%10861.0%13190.0%11687.0%
Operating margin——————4250.8%4570.6%5704.5%5111.7%
Net margin——————2605.7%2948.2%3737.5%3326.3%

Balance sheet

Fiscal years, in EUR, from Banco Bilbao Viscaya Argentaria SA ADR's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Cash and short-term investments40.0B EUR42.7B EUR58.2B EUR44.3B EUR76.9B EUR67.8B EUR79.8B EUR75.4B EUR51.1B EUR58.8B EUR
Inventory3.3B EUR229M EUR635M EUR581M EUR572M EUR—————
Property, plant and equipment8.2B EUR7.0B EUR7.1B EUR9.8B EUR7.6B EUR7.1B EUR8.4B EUR9.0B EUR9.5B EUR9.2B EUR
Goodwill6.9B EUR6.1B EUR6.2B EUR5.0B EUR910M EUR818M EUR707M EUR795M EUR700M EUR715M EUR
Total assets731.9B EUR690.1B EUR675.7B EUR695.5B EUR733.8B EUR662.9B EUR712.1B EUR775.6B EUR772.4B EUR859.6B EUR
Total liabilities676.4B EUR636.7B EUR622.8B EUR640.5B EUR683.8B EUR614.1B EUR661.6B EUR720.3B EUR712.4B EUR797.8B EUR
Shareholders' equity55.4B EUR53.3B EUR52.9B EUR54.9B EUR50.0B EUR48.7B EUR50.5B EUR55.3B EUR60.0B EUR61.8B EUR
Net debt-40.0B EUR-42.7B EUR-58.2B EUR-44.3B EUR-76.9B EUR-67.8B EUR-79.8B EUR-75.4B EUR-51.1B EUR-58.8B EUR

Cash flow

Fiscal years, in EUR, from Banco Bilbao Viscaya Argentaria SA ADR's 10-K filings with the SEC.

Fiscal year2016201720182019202020212022202320242025
Operating cash flow6.6B EUR1.7B EUR13.4B EUR-10.7B EUR39.3B EUR-1.2B EUR23.7B EUR-721M EUR-18.2B EUR15.0B EUR
Capital spending-645M EUR-564M EUR-552M EUR1.4B EUR1.1B EUR946M EUR2.4B EUR1.8B EUR2.0B EUR1.8B EUR
Free cash flow7.3B EUR2.3B EUR14.0B EUR-12.0B EUR38.2B EUR-2.2B EUR21.3B EUR-2.5B EUR-20.2B EUR13.2B EUR
Stock-based compensation———-4M EUR-22M EUR-11M EUR-22M EUR-41M EUR-26M EUR-26M EUR
Dividends paid-1.6B EUR-1.7B EUR-2.1B EUR2.1B EUR1.1B EUR926M EUR2.2B EUR2.8B EUR3.9B EUR4.2B EUR
Share buybacks (net)-2.0B EUR-1.7B EUR-1.7B EUR-1.1B EUR-807M EUR-1.0B EUR-3.0B EUR-2.2B EUR-1.5B EUR-2.0B EUR
Free cash flow margin——————8719.7%-933.8%-7509.7%4165.2%
Dividends per share0.24 EUR0.26 EUR0.32 EUR0.32 EUR160,030.05 EUR——0.47 EUR0.68 EUR0.73 EUR
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Questions

What was Banco Bilbao Viscaya Argentaria SA ADR's revenue in 2025?

316M EUR in fiscal 2025, from its 10-K filing.

How much free cash flow does Banco Bilbao Viscaya Argentaria SA ADR generate?

13.2B EUR in fiscal 2025 (operating cash flow minus capital spending).

From Banco Bilbao Viscaya Argentaria SA ADR's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.