Amerant Bancorp (AMTB) financial statements
Amerant Bancorp reported revenue of $439M in fiscal 2025, up 6.3% a year over 9 years.
Net income was $52M.
Free cash flow was $129M, and the company returned $15M in dividends and $33M in net buybacks.
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Amerant Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $254M | $281M | $273M | $270M | $263M | $326M | $334M | $414M | $336M | $439M |
| Interest expense | $47M | $64M | $90M | $100M | $71M | $43M | $72M | $222M | — | — |
| Pre-tax income | $34M | $77M | $58M | $64M | -$4M | $144M | $79M | $41M | -$24M | $66M |
| Income tax | $10M | $34M | $12M | $13M | -$3M | $34M | $17M | $11M | -$8M | $14M |
| Net income | $24M | $43M | $46M | $51M | -$2M | $113M | $63M | $32M | -$16M | $52M |
| EPS (diluted) | $0.55 | $1.01 | $1.08 | $1.20 | -$0.04 | $3.01 | $1.85 | $0.96 | -$0.44 | $1.26 |
| Diluted shares | 42M | 42M | 42M | 43M | 42M | 38M | 34M | 34M | 36M | 42M |
| Net margin | 9.3% | 15.3% | 16.8% | 19.0% | -0.7% | 34.7% | 19.0% | 7.8% | -4.7% | 11.9% |
Balance sheet
Fiscal years, from Amerant Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $135M | $153M | $86M | $121M | $214M | $274M | $291M | $322M | $590M | $470M |
| Property, plant and equipment | — | $129M | $124M | $129M | $110M | $38M | $42M | $44M | $32M | $23M |
| Goodwill | — | $19M | $19M | $20M | $20M | $20M | $20M | $19M | $19M | $19M |
| Total assets | — | $8.4B | $8.1B | $8.0B | $7.8B | $7.6B | $9.1B | $9.7B | $9.9B | $9.8B |
| Total liabilities | — | $7.7B | $7.4B | $7.2B | $7.0B | $6.8B | $8.4B | $9.0B | $9.0B | $8.8B |
| Shareholders' equity | $705M | $753M | $747M | $835M | $783M | $832M | $706M | $736M | $890M | $939M |
| Net debt | -$135M | -$153M | -$86M | -$121M | -$214M | -$274M | -$291M | -$322M | -$590M | -$470M |
Cash flow
Fiscal years, from Amerant Bancorp's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $75M | $73M | $62M | $78M | $57M | $67M | -$49M | $27M | $82M | $137M |
| Capital spending | $9M | $9M | $10M | $14M | $6M | $7M | $11M | $11M | $7M | $8M |
| Free cash flow | $67M | $65M | $52M | $64M | $52M | $61M | -$60M | $16M | $75M | $129M |
| Stock-based compensation | $0 | $0 | $166,000 | $6M | $2M | $5M | $6M | $7M | $5M | $5M |
| Dividends paid | $0 | $0 | $40M | $0 | $0 | $0 | $12M | $12M | $13M | $15M |
| Share buybacks (net) | — | — | — | $0 | $0 | -$36M | -$72M | -$5M | -$8M | -$33M |
| Free cash flow margin | 26.3% | 23.0% | 19.1% | 23.7% | 19.6% | 18.7% | -17.9% | 3.8% | 22.3% | 29.4% |
| Dividends per share | — | — | $0.94 | — | — | — | $0.36 | $0.36 | $0.36 | $0.36 |
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Open AMTB in InvestinglyQuestions
What was Amerant Bancorp's revenue in 2025?
$439M in fiscal 2025, from its 10-K filing.
How much free cash flow does Amerant Bancorp generate?
$129M in fiscal 2025 (operating cash flow minus capital spending).
From Amerant Bancorp's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.