ACI Worldwide (ACIW) financial statements
ACI Worldwide reported revenue of $1.8B in fiscal 2025, up 6.4% a year over 9 years.
Net income was $227M and the operating margin 18.7%, against 22.0% in 2016.
Free cash flow was $310M, and the company returned $203M in net buybacks.
The diluted share count fell 12% over the period (buybacks).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from ACI Worldwide's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.0B | $1.0B | $1.0B | $1.3B | $1.3B | $1.4B | $1.4B | $1.5B | $1.6B | $1.8B |
| Cost of revenue | $445M | $452M | $430M | $617M | $622M | $639M | $696M | $719M | $792M | $898M |
| Gross profit | $561M | $572M | $579M | $641M | $672M | $732M | $726M | $733M | $803M | $862M |
| Selling, general and admin | $232M | $261M | $225M | $259M | $256M | $250M | $249M | $250M | $237M | $268M |
| Operating income | $221M | $85M | $126M | $124M | $145M | $210M | $204M | $220M | $308M | $330M |
| Interest expense | $40M | $39M | $42M | $64M | $57M | $45M | $53M | $78M | $72M | $58M |
| Pre-tax income | $186M | $44M | $92M | $72M | $99M | $175M | $207M | $148M | $250M | $307M |
| Income tax | $56M | $38M | $23M | $5M | $26M | $47M | $64M | $26M | $47M | $80M |
| Net income | $130M | $5M | $69M | $67M | $73M | $128M | $142M | $122M | $203M | $227M |
| EPS (diluted) | $1.09 | $0.04 | $0.59 | $0.57 | $0.62 | $1.08 | $1.24 | $1.12 | $1.91 | $2.16 |
| Diluted shares | 119M | 119M | 118M | 119M | 118M | 119M | 114M | 109M | 106M | 105M |
| Gross margin | 55.8% | 55.8% | 57.4% | 50.9% | 51.9% | 53.4% | 51.0% | 50.5% | 50.3% | 49.0% |
| Operating margin | 22.0% | 8.3% | 12.5% | 9.8% | 11.2% | 15.3% | 14.3% | 15.2% | 19.3% | 18.7% |
| Net margin | 12.9% | 0.5% | 6.8% | 5.3% | 5.6% | 9.3% | 10.0% | 8.4% | 12.7% | 12.9% |
Balance sheet
Fiscal years, from ACI Worldwide's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $76M | $70M | $149M | $121M | $165M | $122M | $125M | $164M | $216M | $196M |
| Receivables | $268M | $263M | $348M | $359M | $343M | $320M | $404M | $452M | $414M | $446M |
| Total current assets | $408M | $422M | $566M | $920M | $1.2B | $937M | $1.1B | $1.4B | $991M | $1.1B |
| Property, plant and equipment | $79M | $80M | $73M | $70M | $65M | $63M | $52M | $38M | $35M | $37M |
| Goodwill | $910M | $910M | $910M | $1.3B | $1.3B | $1.3B | $1.2B | $1.2B | $1.2B | $1.2B |
| Total assets | $1.9B | $1.9B | $2.1B | $3.3B | $3.4B | $3.2B | $3.2B | $3.4B | $3.0B | $3.1B |
| Total current liabilities | $376M | $322M | $297M | $612M | $906M | $754M | $859M | $1.0B | $603M | $706M |
| Long-term debt | $654M | $668M | $651M | $1.3B | $1.1B | $1.0B | $1.0B | $964M | $890M | $777M |
| Total liabilities | $1.1B | $1.1B | $1.1B | $2.1B | $2.2B | $1.9B | $2.0B | $2.1B | $1.6B | $1.6B |
| Shareholders' equity | $755M | $765M | $1.0B | $1.1B | $1.2B | $1.2B | $1.2B | $1.3B | $1.4B | $1.5B |
| Net debt | $668M | $616M | $523M | $1.3B | $990M | $944M | $965M | $874M | $708M | $621M |
Cash flow
Fiscal years, from ACI Worldwide's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $100M | $146M | $184M | $133M | $315M | $220M | $143M | $169M | $359M | $323M |
| Capital spending | $41M | $26M | $18M | $23M | $18M | $21M | $13M | $9M | $15M | $13M |
| Free cash flow | $59M | $120M | $166M | $110M | $297M | $200M | $130M | $160M | $343M | $310M |
| Stock-based compensation | $44M | $14M | $20M | $37M | $30M | $27M | $30M | $25M | $41M | $71M |
| Share buybacks (net) | -$60M | -$37M | -$55M | -$36M | -$29M | -$107M | -$207M | -$28M | -$128M | -$203M |
| Free cash flow margin | 5.9% | 11.8% | 16.4% | 8.7% | 23.0% | 14.6% | 9.2% | 11.0% | 21.5% | 17.6% |
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Open ACIW in InvestinglyQuestions
What was ACI Worldwide's revenue in 2025?
$1.8B in fiscal 2025, from its 10-K filing.
How much free cash flow does ACI Worldwide generate?
$310M in fiscal 2025 (operating cash flow minus capital spending).
From ACI Worldwide's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.