ITUB vs LYG: Itau Unibanco Banco Holding SA and Lloyds Banking Group PLC ADR compared
The short version
From the latest prices and each company's SEC filings. Who's ahead on each measure, not which to buy.
- Itau Unibanco Banco Holding SA is the larger company, worth $109.6B, about 1.4 times Lloyds Banking Group PLC ADR.
- Itau Unibanco Banco Holding SA grew revenue faster over the last year (+8.4% vs +7.9%).
- On earnings, Itau Unibanco Banco Holding SA is the cheaper stock (12.3x vs 13.5x).
Side by side
The stronger figure is shaded where higher (or, for valuation multiples, lower) reads as better. How the implied growth works.
| Measure | ITUB | LYG |
|---|---|---|
| Market cap | $109.6B | $78.4B |
| Share price | $10.16 | $5.41 |
| Revenue (last fiscal year) | $168.1B | $19.4B |
| Free cash flow (last fiscal year) | -$299M | -$622M |
| Revenue growth, last year | +8.4% | +7.9% |
| Revenue growth per year, last 5 fiscal years | +13.8% | -16.0% |
| Operating margin | — | — |
| Net margin | 24.4% | 24.0% |
| Return on equity | 19.5% | 9.8% |
| P/E (trailing) | 12.3x | 13.5x |
| Price / free cash flow | 0.85x | — |
| EV / EBITDA | — | — |
| FCF growth the price implies | — | — |
| Dividend yield | 32.9% | 0.69% |
| Debt / equity | 12.5x | 18.8x |
| Fundamental grade | C | C |
| Superinvestors holding it | 6 | 4 |
| Insider purchases, last 12 months | 0 | 0 |
Results from SEC filings
Revenue and free cash flow by fiscal year, from each company's 10-K filings.
Itau Unibanco Banco Holding SA
| Year | Revenue | Free cash flow | Op. margin |
|---|---|---|---|
| 2020 | $100.2B | $54.2B | — |
| 2021 | $126.4B | $45.2B | — |
| 2022 | $142.3B | $121.1B | — |
| 2023 | $155.0B | $68.3B | — |
| 2024 | $168.1B | -$299M | — |
Lloyds Banking Group PLC ADR
| Year | Revenue | Free cash flow | Op. margin |
|---|---|---|---|
| 2021 | $39.0B | $3.5B | — |
| 2022 | -$5.3B | $18.2B | — |
| 2023 | $18.6B | $1.4B | — |
| 2024 | $18.0B | -$10.0B | — |
| 2025 | $19.4B | -$622M | — |
Compare them in fullFifteen years of statements, quarterly results, DCF and IRR models, and any number of peers side by side.
Open ITUB in InvestinglyQuestions
Which is bigger, Itau Unibanco Banco Holding SA or Lloyds Banking Group PLC ADR?
Itau Unibanco Banco Holding SA (ITUB), at $109.6B against $78.4B.
Is ITUB or LYG cheaper?
By trailing P/E, Itau Unibanco Banco Holding SA (12.3x) is cheaper than Lloyds Banking Group PLC ADR (13.5x). A lower multiple can also mean the market expects less growth.
Which grows faster, ITUB or LYG?
Itau Unibanco Banco Holding SA: revenue grew +8.4% over the last year, against +7.9%.
Prices and ratios as of the last daily update; statements from SEC filings. Information only, not investment advice.