NWFL (NWFL) revenue breakdown
By product, Debit Card Fees is the largest at 30% of fiscal 2025 revenue; Commissions On Mutual Funds And Annuities grew fastest, 21% a year over 7 years.
Revenue by product
Fiscal years, as NWFL reports them in its 10-K filings; fiscal 2025 total $8M.
| Products | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Share |
|---|---|---|---|---|---|---|---|---|---|
| Debit Card Fees | $1M | $1M | $2M | $2M | $2M | $2M | $2M | $2M | 30% |
| Overdraft Fees | $2M | $1M | $985,000 | $1M | $1M | $1M | $1M | $2M | 20% |
| Fiduciary Activities | $589,000 | $610,000 | $682,000 | $748,000 | $845,000 | $898,000 | $943,000 | $1M | 13% |
| Loan Related Service Fees | $515,000 | $614,000 | $1M | $1M | $849,000 | $584,000 | $690,000 | $768,000 | 10% |
| Other Income | $782,000 | $465,000 | $540,000 | $674,000 | $2M | $667,000 | $626,000 | $749,000 | 9% |
| Commissions On Mutual Funds And Annuities | $185,000 | $141,000 | $122,000 | $127,000 | $119,000 | $296,000 | $407,000 | $708,000 | 9% |
| Service Charges On Deposit Accounts | $263,000 | $336,000 | $377,000 | $398,000 | $419,000 | $428,000 | $453,000 | $470,000 | 6% |
| ATM Fees | $398,000 | $384,000 | $457,000 | $443,000 | $452,000 | $446,000 | $424,000 | $242,000 | 3% |
| Safe Deposit Box Rental | $96,000 | $94,000 | $102,000 | $100,000 | $93,000 | $92,000 | $88,000 | $89,000 | 1% |
| Gains On Sales Of Other Real Estate Owned | — | — | — | $36,000 | $427,000 | $80,000 | $32,000 | — | — |
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In fiscal 2025, by product: Debit Card Fees $2M, Overdraft Fees $2M, Fiduciary Activities $1M, Loan Related Service Fees $768,000, Other Income $749,000.
From NWFL's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.