Chubb (CB) financial statements
Chubb reported revenue of $59.4B in fiscal 2025, up 7.3% a year over 9 years.
Net income was $10.3B and the operating margin 22.0%, against 15.7% in 2016.
The diluted share count fell 14% over the period (buybacks).
Revenue and free cash flow
Fiscal years, $ billions.
Income statement
Fiscal years, from Chubb's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $31.5B | $32.2B | $32.7B | $34.2B | $36.0B | $40.9B | $43.1B | $49.7B | $55.8B | $59.4B |
| Selling, general and admin | $3.1B | $2.8B | $2.9B | $3.0B | $3.0B | $3.1B | $3.4B | $4.0B | $4.4B | $4.5B |
| Operating income | $5.0B | $3.7B | $4.7B | $5.2B | $4.2B | $9.8B | $6.5B | $9.5B | $11.5B | $13.0B |
| Interest expense | $605M | $607M | $641M | $552M | $516M | $492M | $570M | $672M | $741M | $764M |
| Pre-tax income | $5.0B | $3.7B | $4.7B | $5.2B | $4.2B | $9.8B | $6.5B | $9.5B | $11.5B | $13.0B |
| Income tax | $815M | -$139M | $695M | $795M | $629M | $1.3B | $1.2B | $511M | $1.8B | $2.4B |
| Net income | $4.1B | $3.9B | $4.0B | $4.5B | $3.5B | $8.5B | $5.2B | $9.0B | $9.3B | $10.3B |
| EPS (diluted) | $8.87 | $8.19 | $8.49 | $9.71 | $7.79 | $19.24 | $12.39 | $21.80 | $22.70 | $25.68 |
| Diluted shares | 466M | 471M | 467M | 459M | 453M | 443M | 424M | 414M | 408M | 402M |
| Operating margin | 15.7% | 11.5% | 14.2% | 15.4% | 11.6% | 24.0% | 15.0% | 19.2% | 20.5% | 22.0% |
| Net margin | 13.1% | 12.0% | 12.1% | 13.0% | 9.8% | 20.9% | 12.2% | 18.2% | 16.6% | 17.4% |
Balance sheet
Fiscal years, from Chubb's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and short-term investments | $4.0B | $4.3B | $4.3B | $1.5B | $1.7B | $1.7B | $2.0B | $2.6B | $2.5B | $2.5B |
| Receivables | $9.0B | $9.3B | $10.1B | $10.4B | $10.5B | $11.3B | $11.9B | $13.4B | $14.4B | $15.9B |
| Property, plant and equipment | $1.2B | $1.3B | $1.7B | $1.9B | $2.0B | $2.0B | $2.4B | $2.9B | $3.1B | $3.5B |
| Goodwill | $15.3B | $15.5B | $15.3B | $15.3B | $15.4B | $15.2B | $16.2B | $19.7B | $19.6B | $20.2B |
| Total assets | $159.8B | $167.0B | $167.8B | $176.9B | $190.8B | $200.1B | $199.0B | $230.7B | $246.5B | $272.3B |
| Total liabilities | $111.5B | $115.8B | $117.5B | $121.6B | $131.3B | $140.3B | $148.5B | $167.0B | $178.2B | $192.5B |
| Shareholders' equity | $48.3B | $51.2B | $50.3B | $55.3B | $59.4B | $58.3B | $50.5B | $59.5B | $64.0B | $73.8B |
| Net debt | -$985M | -$728M | -$1.2B | -$1.5B | -$1.7B | -$1.7B | -$2.0B | -$2.6B | -$2.5B | -$2.5B |
Cash flow
Fiscal years, from Chubb's 10-K filings with the SEC.
| Fiscal year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $5.3B | $4.5B | $5.5B | $6.3B | $9.8B | $11.2B | $11.3B | $12.6B | $16.2B | $12.8B |
| Dividends paid | $1.2B | $1.3B | $1.3B | $1.4B | $1.4B | $1.4B | $1.4B | $1.4B | $1.4B | $1.5B |
| Share buybacks (net) | — | -$801M | -$1.0B | -$1.5B | -$523M | -$4.9B | -$2.9B | -$2.4B | -$1.8B | -$3.7B |
| Net borrowing | $0 | -$501M | $170M | $2.3B | -$313M | $1.6B | -$1.0B | -$475M | $971M | $1.6B |
| Dividends per share | $2.52 | $2.78 | $2.86 | $2.95 | $3.06 | $3.16 | $3.25 | $3.37 | $3.52 | $3.75 |
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What was Chubb's revenue in 2025?
$59.4B in fiscal 2025, from its 10-K filing.
From Chubb's annual reports filed with the SEC (XBRL data), standardised by Investingly. Information only, not investment advice.