PUK vs UNM: Prudential PLC ADR and Unum Group compared
The short version
From the latest prices and each company's SEC filings. Who's ahead on each measure, not which to buy.
- Prudential PLC ADR is the larger company, worth $28.8B, about 1.9 times Unum Group.
- Prudential PLC ADR grew revenue faster over the last year (+7.0% vs +0.3%).
- Prudential PLC ADR keeps more of each dollar of revenue as operating profit (28.8% vs 6.8%).
- On earnings, Prudential PLC ADR is the cheaper stock (15.6x vs 20.3x).
Side by side
The stronger figure is shaded where higher (or, for valuation multiples, lower) reads as better. How the implied growth works.
| Measure | PUK | UNM |
|---|---|---|
| Market cap | $28.8B | $15.0B |
| Share price | $23.92 | $91.67 |
| Revenue (last fiscal year) | $11.5B | $13.1B |
| Free cash flow (last fiscal year) | — | $555M |
| Revenue growth, last year | +7.0% | +0.3% |
| Revenue growth per year, last 5 fiscal years | -15.9% | +2.2% |
| Operating margin | 28.8% | 6.8% |
| Net margin | 34.6% | 5.3% |
| Return on equity | 19.8% | 6.5% |
| P/E (trailing) | 15.6x | 20.3x |
| Price / free cash flow | 13.3x | 27.0x |
| EV / EBITDA | 5.30x | 14.6x |
| FCF growth the price implies | — | 8.9% |
| Dividend yield | 1.1% | 1.5% |
| Debt / equity | 9.49x | 4.87x |
| Fundamental grade | C | D |
| Superinvestors holding it | 3 | 3 |
| Insider purchases, last 12 months | 0 | 2 |
Results from SEC filings
Revenue and free cash flow by fiscal year, from each company's 10-K filings.
Prudential PLC ADR
| Year | Revenue | Free cash flow | Op. margin |
|---|---|---|---|
| 2021 | $23.0B | — | 14.0% |
| 2022 | $9.0B | — | 30.3% |
| 2023 | $9.7B | — | 29.7% |
| 2024 | $10.7B | — | 29.1% |
| 2025 | $11.5B | — | 28.8% |
Unum Group
| Year | Revenue | Free cash flow | Op. margin |
|---|---|---|---|
| 2021 | $12.0B | $1.3B | 10.5% |
| 2022 | $12.0B | $1.3B | 14.6% |
| 2023 | $12.4B | $1.1B | 13.2% |
| 2024 | $12.9B | $1.4B | 17.5% |
| 2025 | $13.1B | $555M | 7.1% |
Where the revenue comes from
Prudential PLC ADR · by segments, 2025
Hong Kong$4.1B35%
Singapore$2.4B21%
Growth markets and other note$2.1B18%
Malaysia$1.5B13%
Indonesia$1.1B10%
Eastspring$358M3%
Unum Group
No segment breakdown reported.
Compare them in fullFifteen years of statements, quarterly results, DCF and IRR models, and any number of peers side by side.
Open PUK in InvestinglyQuestions
Which is bigger, Prudential PLC ADR or Unum Group?
Prudential PLC ADR (PUK), at $28.8B against $15.0B.
Is PUK or UNM cheaper?
By trailing P/E, Prudential PLC ADR (15.6x) is cheaper than Unum Group (20.3x). A lower multiple can also mean the market expects less growth.
Which grows faster, PUK or UNM?
Prudential PLC ADR: revenue grew +7.0% over the last year, against +0.3%.
Prices and ratios as of the last daily update; statements from SEC filings. Information only, not investment advice.