CIB vs RF: Grupo Cibest and Regions Financial compared
Regions Financial is the larger company, worth $24.1B, close to Grupo Cibest's $21.8B.
The short version
From the latest prices and each company's SEC filings. Who's ahead on each measure, not which to buy.
- Regions Financial is the larger company, worth $24.1B, close to Grupo Cibest's $21.8B.
- On earnings, Regions Financial is the cheaper stock (11.5x vs 18.4x).
Side by side
The stronger figure is shaded where higher (or, for valuation multiples, lower) reads as better. How the implied growth works.
| Measure | CIB | RF |
|---|---|---|
| Market cap | $21.8B | $24.1B |
| Share price | $92.37 | $28.31 |
| Revenue (last fiscal year) | — | $7.5B |
| Free cash flow (last fiscal year) | 10.01T COP | $2.0B |
| Revenue growth, last year | — | +4.4% |
| Revenue growth per year, last 5 fiscal years | — | +4.0% |
| Operating margin | — | — |
| Net margin | — | 29.3% |
| Return on equity | 9.6% | 11.8% |
| P/E (trailing) | 18.4x | 11.5x |
| Price / free cash flow | — | 11.9x |
| EV / EBITDA | — | — |
| FCF growth the price implies | — | -1.8% |
| Dividend yield | — | 3.9% |
| Debt / equity | — | — |
| Fundamental grade | D | B |
| Superinvestors holding it | 11 | 0 |
| Insider purchases, last 12 months | 0 | 0 |
Results from SEC filings
Revenue and free cash flow by fiscal year, from each company's 10-K filings.
Grupo Cibest
| Year | Revenue | Free cash flow | Op. margin |
|---|---|---|---|
| 2023 | — | 16.74T COP | — |
| 2024 | — | -1.61T COP | — |
| 2025 | — | 10.01T COP | — |
Regions Financial
| Year | Revenue | Free cash flow | Op. margin |
|---|---|---|---|
| 2021 | $6.4B | $2.9B | 0.71% |
| 2022 | $7.2B | $3.0B | 0.78% |
| 2023 | $7.6B | $2.1B | 2.8% |
| 2024 | $7.1B | $1.4B | 1.3% |
| 2025 | $7.5B | $2.0B | 0.70% |
Where the revenue comes from
Grupo Cibest
No segment breakdown reported.
Regions Financial · by segments, 2020
Questions
Which is bigger, Grupo Cibest or Regions Financial?
Regions Financial (RF), at $24.1B against $21.8B.
Is CIB or RF cheaper?
By trailing P/E, Regions Financial (11.5x) is cheaper than Grupo Cibest (18.4x). A lower multiple can also mean the market expects less growth.
More comparisons
Prices and ratios as of the last daily update; statements from SEC filings. Information only, not investment advice.