C vs JPM: Citigroup and JPMorgan Chase & compared
The short version
From the latest prices and each company's SEC filings. Who's ahead on each measure, not which to buy.
- JPMorgan Chase & is the larger company, worth $878.7B, about 4.0 times Citigroup.
- JPMorgan Chase & grew revenue faster over the last year (+27.7% vs +2.1%).
- On earnings, JPMorgan Chase & is the cheaper stock (15.7x vs 16.0x).
Side by side
The stronger figure is shaded where higher (or, for valuation multiples, lower) reads as better. How the implied growth works.
| Measure | C | JPM |
|---|---|---|
| Market cap | $219.9B | $878.7B |
| Share price | $129.64 | $332.99 |
| Revenue (last fiscal year) | $85.2B | $182.4B |
| Free cash flow (last fiscal year) | -$74.2B | — |
| Revenue growth, last year | +2.1% | +27.7% |
| Revenue growth per year, last 5 fiscal years | +4.3% | +10.7% |
| Operating margin | — | — |
| Net margin | 16.8% | 32.6% |
| Return on equity | 6.7% | 17.4% |
| P/E (trailing) | 16.0x | 15.7x |
| Price / free cash flow | 10.6x | 8.72x |
| EV / EBITDA | 0.42x | 6.84x |
| FCF growth the price implies | — | — |
| Dividend yield | 1.8% | 1.8% |
| Debt / equity | 11.5x | 12.4x |
| Fundamental grade | D | B |
| Superinvestors holding it | 17 | 22 |
| Insider purchases, last 12 months | 10 | 10 |
Results from SEC filings
Revenue and free cash flow by fiscal year, from each company's 10-K filings.
Citigroup
| Year | Revenue | Free cash flow | Op. margin |
|---|---|---|---|
| 2021 | $71.9B | $43.0B | — |
| 2022 | $75.3B | $19.4B | — |
| 2023 | $78.1B | -$80.0B | — |
| 2024 | $80.7B | -$26.2B | — |
| 2025 | $85.2B | -$74.2B | — |
JPMorgan Chase &
| Year | Revenue | Free cash flow | Op. margin |
|---|---|---|---|
| 2021 | $121.6B | — | — |
| 2022 | $128.7B | — | — |
| 2023 | $158.1B | — | — |
| 2024 | $177.6B | — | — |
| 2025 | $182.4B | — | — |
Where the revenue comes from
Citigroup · by segments, 2025
Markets$22.0B27%
Services$21.3B26%
USPB$21.0B26%
Wealth$8.6B11%
Banking$8.2B10%
JPMorgan Chase & · by segments, 2025
Commercial & Investment Bank$78.5B44%
Consumer & Community Banking$76.0B43%
Asset & Wealth Management$24.1B13%
Compare them in fullFifteen years of statements, quarterly results, DCF and IRR models, and any number of peers side by side.
Open C in InvestinglyQuestions
Which is bigger, Citigroup or JPMorgan Chase &?
JPMorgan Chase & (JPM), at $878.7B against $219.9B.
Is C or JPM cheaper?
By trailing P/E, JPMorgan Chase & (15.7x) is cheaper than Citigroup (16.0x). A lower multiple can also mean the market expects less growth.
Which grows faster, C or JPM?
JPMorgan Chase &: revenue grew +27.7% over the last year, against +2.1%.
Prices and ratios as of the last daily update; statements from SEC filings. Information only, not investment advice.